Effective Date: 24 July 2026

Welcome to my website. By accessing or using the site and services provided by me, Peter Adamo, you agree to be bound by these Terms of Service.

1. Critical Broker Disclosure

I, Peter Adamo, operate solely as an independent Private Money Broker and referral partner. I am NOT a direct lender, nor am I a licensed Mortgage Loan Originator (MLO) or Consumer Mortgage Broker. I do not make credit decisions, issue loan approvals, or fund loans. All funding decisions are made entirely by third-party lending institutions.

2. Business Purpose ONLY Representation

By submitting a scenario or requesting funding through this website, you explicitly represent and warrant that:

All requested capital will be used exclusively for business, commercial, or real estate investment purposes.

No funds will be used for personal, family, or household purposes.

You acknowledge that these commercial loan products are exempt from consumer protection laws such as the Real Estate Settlement Procedures Act (RESPA) and the Truth in Lending Act (TILA).

3. Accuracy of Information

You agree to provide true, accurate, current, and complete information about yourself, your entity, and your property when submitting forms. Providing false or misleading information may result in immediate termination of services and rejection of your funding request.

4. Disclaimers and Limitation of Liability

This website and my referral services are provided on an "AS IS" and "AS AVAILABLE" basis. I make no warranties, express or implied, regarding the likelihood of loan approval, interest rates, or funding timelines.

To the maximum extent permitted by law, Peter Adamo and affiliated processing partners shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your use of this site, your interactions with third-party lenders, or any denied funding requests.

5. Indemnification

You agree to indemnify, defend, and hold harmless Peter Adamo from any claims, losses, damages, liabilities, or expenses (including legal fees) arising from your violation of these Terms, particularly regarding the business-purpose representation of your loan request.

6. Governing Law

These Terms shall be governed by and construed in accordance with applicable state and federal laws, without regard to conflict of law principles.

7. Contact Information

For questions or concerns regarding these Terms of Service, please contact me at:

Email: [email protected]

Phone: +12263450403